Now we are in October, the official countdown for the festive season begins. With Halloween, Guy Fawkes Night and Christmas all coming up towards the end of the year, plus we just recently celebrated our eldest daughters 4th birthday and moved into our new house, we are in need of some serious saving before we need to splurge on celebrations.
I thought it would be great to share with you a few things that you can do over the next month or two that will help you be more frugal and hopefully save some money in the process.
Save on energy
Energy bills always go up around this time of year because we use more light when it is dark outside, more heat due to it being cold, and the oven more because of warming those hearty meals for the family. To save on energy this month why not try wrapping up instead of switching on the heating, use candles instead of lamps which will also make it very romantic, and cook big batch meals which will last through the week to cut down on oven usage.
Create cheaper meals
Following on from the point above, food is a good place to cut down cost. That is if you don’t have to worry about taking out loans or think about credit cards. You can make a big batch of chilli, curry or stew at the beginning of the week and simply reheat for a few minutes each day which will cut down on your ingredients cost and energy.
Improve your credit
Credit is always important, which when I was younger I did not realise, and even when we are trying to live a more frugal life we want to take measures for our credit score. Will settling credit card debt affect my credit score? Will taking out a big loan for Christmas risk my credit score dropping? Will I be able to pay back a loan if I do take one out now? These are some of the questions that you would need to ask yourself. Be smart and think of what is best for you and your family.
Enjoy cheap activities
Having family fun days out does not have to cost you the earth, trust me I am someone that really likes to have free days out. Instead of going to the cinema and spending money on the film plus snacks, which if you have seen the prices these days is an awful lot, try spending the day out in the countryside walking and having a picnic and playing games. You will save yourself a fortune plus make some fantastic memories in the process. Don’t over think the activities and instead just concentrate on having fun. You can do so many activities for free and it will often be so much more fun than paying.
Harvest the garden
Have you ever thought about saving money on that big roast at the end of the year by growing and harvesting your own fresh produce in your back garden? Carrots, lettuce, beetroot and kale are all winter loving vegetables and you can enjoy hearty winter dishes every week for the next few months as you save for Christmas.
Get crafty with decor
If you want to make the home feel more cosy and festive this month and beyond, you don’t have to spend lots of money at the shops buying fancy decorations for the home, you can simply make them. You can find so many ideas for DIY fall decorations online and you can double this up as a fun activity to do with the kids one weekend.
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